Manchel
New Jersey
Bankruptcy Law

Toll Free: (866) 503-5655

Email:manchellaw@yahoo.com

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  • Home
  • Chapter 7 & Chapter 13 Info
    • Chapter 7
      • How Does a Chapter 7 Bankruptcy Work
      • NJ Chapter 7 Bankruptcy Process
      • Chapter 7 and Chapter 13 Required Documents and Information
    • Chapter 13
      • How Does a Chapter 13 Bankruptcy Work
      • NJ Chapter 13 Bankruptcy Process
      • Chapter 7 and Chapter 13 Required Documents and Information
    • Chapter 7 and 13 Differences
    • NJ Bankruptcy Info
    • How Bankruptcy Affects You
    • How Bankruptcy Helps
  • Avoid Foreclosure
    • Loan Modification
    • Mortgage Foreclosure Mediation
    • New Jersey State Courts and Procedure
  • About
    • NJ Bankruptcy Attorney Robert Manchel
  • Why Hire Us?
  • Q&A
    • FAQ’s
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    • Resource Links
  • Contact Us
    • Office Locations

The court requires from the debtor the same documents, whether you are filing under Chapter 7 or Chapter 13. A debtor is required to provide the attorney with the following documentation and information:

  • Any and all pay stubs and proof of income for both spouses and any others residing in the residence, for approximately six months prior to the filing. The first pay stub due is the first pay stub received on the sixth month before the month of the filing. The last pay stub is the last pay stub received prior to the filing. Therefore, if an individual files on February 10, 2008, you must provide all pay stubs from August 1, 2007, through and including the last pay stub received prior to the filing. Please note that a computer printout of all income and deductions is acceptable.
  • The debtor(s) federal income tax returns, representing the four years prior to the filing;
  • A copy of any Support or Alimony Court Order;
  • If you own real estate, an Appraisal, Brokers’ Opinion, or Comparative Market Analysis, which reflects the fair market value of your real estate;
  • Certificate of Credit Counseling. (explained above);
  • Credit report;
  • Receipts providing proof of living expenses, such as food, clothing and utilities;
  • Photo drivers’ license and social security card (possible to provide alternative document to social security card.);
  • Most recent bills from all creditors, including mortgage and auto financing statements;
  • A list of any and all assets and the value of each. This includes any and all personal and real property, including, but not limited to the following: furniture, household goods, collectables, clothing, furs, jewelry, stocks, bonds, autos, interest in companies, investments, bank accounts, real estate, any right to a claim against someone for personal injury or money;
  • Make, model, year, miles and condition of each auto;
  • Additional information, including but not limited to the following: law suit information, any prior bankruptcy filings, any recent large payments to creditors, business documents, recent gifts to another, your intention as to whether you are keeping or surrendering your house and auto;
  • If a corporation or business is involved, the court requires the following documents and records: six months of bank statements, six months of profit and loss statements; insurance documents; last four years of tax returns; list of Inventories; list of any shareholder and/or officer of corporation; list of individuals who handle accounting records; list of all equipment owned by corporation; date inventory purchased; from whom purchased; amount paid; current value; amount owed on equipment; all financial records, including loans outstanding, credit card bills, bank statements, accounts payable, accounts receivable etc

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      Manchel
      New Jersey
      Bankruptcy Law

      This web site is designed to provide general information regarding the bankruptcy laws. The bankruptcy laws are complex and may be applied differently, in each case, depending on the particular facts. There may be numerous exceptions and variations for each law and rule. Do not rely on the information provided in this web site. If you are considering filing for bankruptcy protection, you should consult with an experienced NJ bankruptcy lawyer. We are a debt relief agency. We Help people file for bankruptcy relief under the bankruptcy code.

      Main Office
      1 Eves Dr., Suite 111
      Marlton, NJ. 08053
      (856) 797-1500
      Toll-Free: 866.503.5655

      Freehold Office:
      4400 Route 9 South, first fl.,
      Freehold, NJ. 07728
      (732) 462-1099

      Princeton Office:
      707 Alexander Rd., Suite 208,
      Princeton, NJ. 08540
      (609) 919-0068

      East Brunswick Office:
      197 Route 18 South,
      South Tower, Suite 3000
      East Brunswick, NJ. 08816
      (732) 628-0300

      Toms River Office:
      1 Hadley Ave
      Toms River, NJ 08753
      (732) 240-2300

      © Copyright 2021 by Manchel New Jersey Bankruptcy Law, Bankruptcy Lawyer. All Rights Reserved.
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      • Home
      • Chapter 7 & Chapter 13 Info
        • Chapter 7
          • How Does a Chapter 7 Bankruptcy Work
          • NJ Chapter 7 Bankruptcy Process
          • Chapter 7 and Chapter 13 Required Documents and Information
        • Chapter 13
          • How Does a Chapter 13 Bankruptcy Work
          • NJ Chapter 13 Bankruptcy Process
          • Chapter 7 and Chapter 13 Required Documents and Information
        • Chapter 7 and 13 Differences
        • NJ Bankruptcy Info
        • How Bankruptcy Affects You
        • How Bankruptcy Helps
      • Avoid Foreclosure
        • Loan Modification
        • Mortgage Foreclosure Mediation
        • New Jersey State Courts and Procedure
      • About
        • NJ Bankruptcy Attorney Robert Manchel
      • Why Hire Us?
      • Q&A
        • FAQ’s
        • Articles
        • Resource Links
      • Contact Us
        • Office Locations