Manchel
New Jersey
Bankruptcy Law

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Can Filing Bankruptcy in New Jersey Save My Home?

July 13, 2011 by Robert Manchel

A Chapter 13 Bankruptcy case can save a house from foreclosure. Immediately upon the filing of a chapter 13 the foreclosure action stops immediately. The total amount of the mortgage arrears must be paid to the mortgage company through a monthly trustee payment.
In addition to the trustee payment, the debtor must continue to pay their monthly mortgage payments directly to the mortgage company. The trustee plan payments should last for approximately sixty months. After the completion of the bankruptcy plan, the debtor should be current with all mortgage arrears.
If you have questions about bankruptcy and wish to speak with a bankruptcy attorney in New Jersey, please contact me at (856) 797-1500 for a free consultation.

Filed Under: Chapter 13 Bankruptcy

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      Manchel
      New Jersey
      Bankruptcy Law

      This web site is designed to provide general information regarding the bankruptcy laws. The bankruptcy laws are complex and may be applied differently, in each case, depending on the particular facts. There may be numerous exceptions and variations for each law and rule. Do not rely on the information provided in this web site. If you are considering filing for bankruptcy protection, you should consult with an experienced NJ bankruptcy lawyer. We are a debt relief agency. We Help people file for bankruptcy relief under the bankruptcy code.

      Main Office
      1 Eves Dr., Suite 111
      Marlton, NJ. 08053
      (856) 797-1500
      Toll-Free: 866.503.5655

      Freehold Office:
      4400 Route 9 South, first fl.,
      Freehold, NJ. 07728
      (732) 462-1099

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      Princeton, NJ. 08540
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      197 Route 18 South,
      South Tower, Suite 3000
      East Brunswick, NJ. 08816
      (732) 628-0300

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      • Home
      • Chapter 7 & Chapter 13 Info
        • Chapter 7
          • How Does a Chapter 7 Bankruptcy Work
          • NJ Chapter 7 Bankruptcy Process
          • Chapter 7 and Chapter 13 Required Documents and Information
        • Chapter 13
          • How Does a Chapter 13 Bankruptcy Work
          • NJ Chapter 13 Bankruptcy Process
          • Chapter 7 and Chapter 13 Required Documents and Information
        • Chapter 7 and 13 Differences
        • NJ Bankruptcy Info
        • How Bankruptcy Affects You
        • How Bankruptcy Helps
      • Avoid Foreclosure
        • Loan Modification
        • Mortgage Foreclosure Mediation
        • New Jersey State Courts and Procedure
      • About
        • NJ Bankruptcy Attorney Robert Manchel
      • Why Hire Us?
      • Q&A
        • FAQ’s
        • Articles
        • Resource Links
      • Contact Us
        • Office Locations