A debtor may personally request that the bankruptcy discharge be denied by executing a written waiver that is approved by the court.
This is extremely unusual. Typically, an individual would only agree to such a waiver if they believed that the court would not have granted them a discharge. For example, a debtor may prefer to sign a waiver rather than defend a Trustee’s Complaint requesting to deny the debtor a discharge. Also, a debtor may prefer to avoid the publication of embarrassing information that may be related to a creditor or trustee’s court submissions regarding a discharge contest.
It may be possible for only one joint debtor to execute the waiver, thereby permitting the other joint debtor to receive a discharge.
If you need a bankruptcy attorney in NJ, Robert Manchel may be contacted at 1 (866) 503-5655, to discuss any questions you may have regarding bankruptcy protection.