“…WHERE OTHER ATTORNEYS GO FOR ANSWERS ON NEW JERSEY BANKRUPTCY LAWS.”
Our country is in the midst of one of the worst financial, credit and homeowner crises in its history. As unemployment rises and home foreclosures continue at unprecedented rates, the financial pressure and stress that the average US citizen is forced to endure is staggering.
Nuisances like creditors’ telephone calls, collection letters, wage attachments, bank account levies, utility shutoff notices, auto repossessions, evictions and foreclosure actions are all examples of the types of harassment that many individuals have to deal with on a daily basis.
NJ BANKRUPTCY INFORMATION:
- Bankruptcy glossary
- Bankruptcy statistics
- Bankruptcy FAQs
- NJ bankruptcy differences
- NJ Bankruptcy courts
- Who may be a debtor
- Personal injury claim disbursements
- Chapter 7 Order of Distribution of Assets
- Chapter 7 trustee duties and obligations
- Chapter 13 trustee duties and obligations
- If you’re behind payments in Chapter 13
- Priority Debt
- Bankruptcy Credit Counseling
Bankruptcy can offer you a fresh start…
With so many individuals in such dire financial straits, many are turning to bankruptcy, either Chapter 7 or Chapter 13, to help them repair their financial situation. At its heart, bankruptcy is a form of consumer protection. Our country’s laws acknowledge that bad things sometimes happen to good people, and when consumers do not have the ability to comply with creditor’s repayment demands, bankruptcy allows them to have their qualifying debts forgiven.
Bankruptcy & How It Effects You:
- Advantages & Disadvantages of bankruptcy
- Costs associated with filing for bankruptcy
- Home Equity Loans
- Collection abuse and creditor harassment
- Should Spouses File Separately
- Debts accrued due to fraud
- Federal or NJ State fines
- Business and Consumer Debt Differences
Our New Jersey bankruptcy attorneys can provide options for saving your house from foreclosure, with or without bankruptcy protection.
Bankruptcy Can Help You:
- Restore drivers’ license if
suspended solely due to surcharges
- Eliminate income tax debt
(depending on circumstances)
- Keep your property in Chapter 7
- Keep your property in Chapter 13
- Eliminate second mortgage lien or debt
- Eliminate liens as to real estate
A NJ Bankruptcy Attorney on your side…
The entire New Jersey bankruptcy process is constructed to be navigated by an experienced attorney. With so much at stake, it is vital that you hire a New Jersey bankruptcy lawyer to help protect your financial interests and explain the process, every step of the way.
Robert Manchel is Board certified as a consumer law bankruptcy attorney, by the American Board of Certification, which is accredited by the American Bar Association. Board Certification is highly regarded by bankruptcy practioners. Board Certification requires rigorous standards relating to experience, peer review, continuing legal education, sophisticated knowledge of bankruptcy law and integrity. The bankruptcy reform law specifically recognizes and acknowledges the credibility of the certification.
New Jersey Bankruptcy Protection
Robert Manchel has unmatched experience in New Jersey bankruptcy law. His entire practice is devoted to bankruptcy and mortgage foreclosure resolution. Mr. Manchel has created this website as a resource for his readership and it contains extensive information to educate you on your financial options regarding bankruptcy.
Whether you are interested in personal bankruptcy filing via Chapter 7 or Chapter 13, or are the owner of a small or large business interested in filing for bankruptcy, Robert Manchel can help you! Contact his offices today for more information at 866-503-5655.
The law offices of Robert Manchel represent New Jersey bankruptcy cases for residents living in these New Jersey Counties: Cumberland, Atlantic, Monmouth, Salem, Gloucester, Camden, Burlington, Hunterdon, Somerset, Middlesex, Ocean, and Mercer.